Bargaining Unit Health Benefit Plans

Plan Summaries for Bargaining Unit (Union) Employees & Information on How to Change Your Plan

Health Benefits for Bargaining Unit Employees

Whether it’s a minor illness, medical need, maternity care, dental, or vision needs, we want to make sure our employees have great insurance coverage for themselves and their families.

To that end, our bargaining unit employees enjoy one of the most competitive health benefits packages in the industry.

To learn more about our plans, click the relevant links below:

Medical Plan SummaryDental Plan SummaryFlexible Spending Account OverviewVision Plan SummaryAccidental Death & Dismemberment Plan SummaryLife Insurance Plan Summary Disability Plan Summary

Want to Change Your Plan?

If you have a “qualifying event” happen in your life, you’re eligible to revise your insurance plans and flexible spending accounts within 31 days following the event. After 31 days, you must wait for Open Enrollment.

A Qualifying Event includes the birth of a baby, adoption, marriage, divorce, and/or loss of eligibility from another carrier.

Be prepared to provide documentation to support the change in status (e.g. marriage license, birth certificate, divorce decree, etc). If you’re wondering whether your event qualifies, contact Human Resources for more information.

To update your plans, download and complete the form below and submit to Human Resources within 31 days of the qualifying event.

Medical & Dental Plan Change FormFSA Account Change FormVision Plan Change Form

Eligibility & Enrollment

You’re eligible for our benefits package if you are an active full-time employee regularly scheduled to work 30 or more hours per week. You may also enroll your eligible family members for coverage under the same plans you choose for yourself.

For more information on eligibility and enrollment, click here.

Privacy Standards

At SMC, we’re committed to protecting our employees’ personal and medical information.

Click here for our bargaining unit privacy standards and HIPAA compliance information.

Insurance Terms

Health insurance has a language all its own. Understanding how your insurance plan works is something everyone needs to master. These terms are important to know to get the most out of your health care coverage.

Click here to learn about important insurance terms.